STEP 1 : Collection of documents
You need to furnish all Documents as per the Check List. All the necessary Documents have to be submitted before the Finance Process is initiated.

STEP 2 : File Login
Your loan application with the complete set of documents, you have furnished will be submitted to the Bank.

STEP 3 : File Verification
Field verification is initiated by the Bank and Customers are requested to co-operate with the whole process. An Independent outsourced agency of the bank will conduct a Field Verification at your residence and office and may also do tele-verifications. The agency then submits a positive or negative report directly to the bank on the basis of your feedback. Usual cases where FI reports is Negative-locked house, non co-operation by Customer, wrong information or negative area etc., as specified by the financier.

STEP 4 : Approval
After taking a Positive FI report, banker will have approval on the basis of available documents. If any additional documents / co-applicant required by the Bank, it will be communicated to you.

STEP 5 : Agreements
Once approval is received, loan agreement needs to be signed. Post dated Cheques/ECS to be submitted to the Bank. ECS forms shall be verified by the banker & security cheques have to be submitted to the bank as per Bank’s Policy.

STEP 6: Disbursements
The Bank does final checking of approved files, agreements, cheques, etc. If everything is correct, Delivery Order will be issued to dealer. In case of any mismatch, in signature, address proof etc. Delivery Order may be delayed till recification.

STEP 7: Delivery of the Car
Delivery of car will be done only after receipt of full amount towards the cost of vehicle, subject to availability of Model, colour, completion of registration process etc.
  • Inhouse finance is only a single window service by the dealer to avoid inconvenience to customers
  • The dealer cannot exert influence over loan approval or rejection. Your co-operation in this regard is highly appreciated. Finance company is the sole decision authority to approve or reject the loan.


  • Age Proof(eg. PAN card/Voter’s ID/Passport/Driving Lic., etc.(any one))
  • Address proof (eg. Latest Electricity Bill/Telephone Bill/Corporation Bill)
  • Two passport size coloured photographs
  • Copy of bank account statement/passbook for last 12 months duly updated
  • Signature Verification
  • Quotation & down payment receipt


  • Latest Salary Slip for last 3 months
  • Form No. 16 or Copy of IT return for last 2 financial years
  • Employer’s certificate


  • Form 32 in case of director’s name not mentioned on AOA & MOA
  • Income Proof: Last 3 years ITR with Trading, Profit & Loss A/c., Balance Sheet duty attested by Chartered Accountant
  • Authorisation & Partnership Deed: Letter of Authorisation from all partners and Parnership Deed in case of Partnership Firm
  • Pvt. Ltd./ Public Ltd. : Board Resolution duly stamped and sealed, Attested copy of Memorandum & Articles of Association

Note: In case of Partnership firm / Pvt. Ltd./ Public Ltd. Co., passport size photograph, proof of age, signature verification & proof of address of the signing partner / authorized signatory is required.


  • Finance at the sole discretion of the finance company. The following are the various reasons for delay / rejections”

The following are the various reasons for delay / rejections :

  • Incomplete documents
  • Negative FI report
  • Negative profile
  • Verification of outstation address
  • Unhealthy previous loan repayment record
  • Request for approval in case of unhealthy previous loan repayment record, credit card repayments
  • Request for approval for change in tenure
  • Request for approval for higher loan amount
  • Mismatching of signature on documents & bank cheques
  • Verification of co-applicants address
  • Verification of co-applicants address & status of staying out station
  • Information furnished by applicant in the forms and the information mentioned in supporting documents are different

Looking for a Car Loan?

While buying a car of choice, one of the major concerns that a person has is “How to get a car loan?” and “Where to get a car loan?”. We have the answers!

Just fill out a simple form and one of our executives will get in touch with you and let you choose from all the car loan options available to you as a Maruti buyer. So, what are you waiting for?

Apply Loan  

  1. State Bank of India
  2. State Bank of Hyderabad
  3. State Bank of Travancore
  4. HDFC Bank Ltd.
  5. ICICI Bank Ltd.
  6. Kotak Mahindra Prime Ltd.
  7. Sundaram Finance Ltd.
  8. Mahindra & Mahindra Financial services Ltd.
  9. Family Credit Ltd.
  10. Indusland Bank Ltd.
  1. New Car Finance
  2. Used car Finance
  3. Refinance against lein free car
Loan Amount :
Interest Rates :



Monthly Payment(EMI):


For details Call
9952000884 / 960002540 or mail :